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Thread: Unitedhealth, the largest u.s. Health insurer, announced on monday ..................

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    Redhot Jumper Unitedhealth, the largest u.s. Health insurer, announced on monday ..................


    UnitedHealth, the largest U.S. health insurer, announced on Monday it will offer about 2 million people enrolled in its Medicare Advantage plans access to Warby Parker's prescription eyewear online and at more than 80 stores for little- to no out-of-pocket cost.

    UnitedHealth says it will offer about 2 million of its Medicare Advantage beneficiaries access to Warby Parker's prescription eyewear.

     A $375 pair of designer prescription sunglasses from Warby Parker could cost less than $50 under a Medicare Advantage plan, according to UnitedHealth.

    see all of it:
    https://www.optiboard.com/forums/sho...448#post550448


    and it became a fact on November 28, 2018:
    see at:

    https://ca.warbyparker.com/united
    Last edited by Chris Ryser; 11-29-2018 at 05:59 AM.
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    Redhot Jumper the first time Warby Parker is accepting Medicare insurance, ........................

    Quote Originally Posted by UnitedHealthInsurance

    UnitedHealth said Monday's announcement marks the first time Warby Parker is accepting Medicare insurance, and expands on its year-long relationship with the designer eyewear maker.
    Last year, UnitedHealth said employer-sponsored and individual vision plans can access Warby Parker eyewear at a lower price.
    UnitedHealth, with a market cap of more than $254 billion, has seen its shares rise more than 20 percent so far this year. Shares were trading more than 2 percent lower early afternoon Monday.

    .................................and it just had to happen at some point of time.


    https://www.cnbc.com/2018/11/19/unit...care-plan.html
    Last edited by Chris Ryser; 11-23-2018 at 05:25 AM.
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    Quote Originally Posted by Chris Ryser View Post

    UnitedHealth, the largest U.S. health insurer, announced on Monday it will offer about 2 million people enrolled in its Medicare Advantage plans access to Warby Parker's prescription eyewear online and at more than 80 stores for little- to no out-of-pocket cost.

    UnitedHealth says it will offer about 2 million of its Medicare Advantage beneficiaries access to Warby Parker's prescription eyewear.

     A $375 pair of designer prescription sunglasses from Warby Parker could cost less than $50 under a Medicare Advantage plan, according to UnitedHealth.

    see all of it:
    https://www.optiboard.com/forums/sho...448#post550448

    Nothing is that article says $375. It does say

    "A $95 pair of designer prescription sunglasses from Warby Parker could cost a person less than $50 under a Medicare Advantage plan, according to UnitedHealth." (emphasis mine)

    Just a not so minor typo.

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    Blue Jumper .....................one should not criticize others the wrong way

    Quote Originally Posted by copy of original

    Retirees can buy Warby Parker designer glasses for under $50 with UnitedHealth's Medicare plan



    • UnitedHealth says it will offer about 2 million of its Medicare Advantage beneficiaries access to Warby Parker's prescription eyewear.
    • A $375 pair of designer prescription sunglasses from Warby Parker could cost less than $50 under a Medicare Advantage plan, according to UnitedHealth.



    .......................well, well, well, here is another copy of the original


    .....................one should not criticize others the wrong way after partying all night.
    Chris Ryser
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    http://optochemicals.com............................. http://arcoatings.com

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    Quote Originally Posted by Chris Ryser View Post
    .......................well, well, well, here is another copy of the original


    .....................one should not criticize others the wrong way after partying all night.
    Why do you keep insinuating I am partying all night??? Because I post on optiboard in the middle of the afternoon?

    Regardless, I'll give you the benefit of the doubt and say you read the article on Monday or Tuesday before it was updated on Wednesday. Maybe on Monday and Tuesday it said $375? I don't know I didn't read it at that time. But it certainly said $95 on the 22nd when you copy pasted to this post.

    So, why not just update the post with the correct information instead of questioning my nighttime activities?

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    Redhot Jumper So, why not just update the post ............................

    Quote Originally Posted by Kwill212 View Post

    So, why not just update the post with the correct information instead of questioning my nighttime activities?


    ..........................good idea
    Chris Ryser
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    Redhot Jumper It could even mean, that they intend to purchase WP ...........................

    Quote Originally Posted by UnitedHealthcare

    ..................if the 2 million Advantage beneficiaries will purchase one pair of glasses each

    ..................if the 2 million Advantage beneficiaries will purchase one pair of glasses each, at $ 60.00 each, that will make a sudden unexpected increase of WP turnover by about $ 120 millions, and continue and increase, into the future.

    To let the spinning wheel run freely: it will also force the other big healthcare optical's, as EyeMed (Essilor-Luxottica) and VSP to rethink their setups, and bypass their present optical retailers.

    It could even mean, that they intend to purchase WP, to be be able to fully compete in the final retail cost of online eyeglasses through a health insurance.
    Chris Ryser
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    http://optochemicals.com............................. http://arcoatings.com

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    UHC seems to find newer and better ways to rip-off their members.

    First Specterrible and now Warby Parker fake glasses.

    Enjoy your crap glasses, UHC. You ain't hip, neither.

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    Redhot Jumper First Specterrible and now Warby Parker fake glasses............................

    Quote Originally Posted by drk

    UHC seems to find newer and better ways to rip-off their members.

    First Specterrible and now Warby Parker fake glasses.

    Enjoy your crap glasses, UHC. You ain't hip, neither.



    .............................it looks like you lost your usual cool, drk.

    The report on UnitedHealth and WP must have rattled your usual humorous side.

    If no other surprising and upsetting news is coming up our way, in the near future, we can now resume and establish some real facts about a badly upset optical retail industry, were the hundreds of years old selling-price markups are successfully being challenged.
    Chris Ryser
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    http://optochemicals.com............................. http://arcoatings.com

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    Redhot Jumper Who is United Health Insurance? So I looked it up .............................

    UnitedHealth Group Inc. is an American for-profit managed health care company based in Minnetonka, Minnesota. As of 2018, it is ranked #5 on the Fortune 500 rankings of the largest United States corporations by total revenue.[3] UnitedHealth Group offers health care products and insurance services. UnitedHealth Group is the largest healthcare company in the world by revenue with $201 billion in 2017. UnitedHealth Group subsidiary companies together serves approximately 115 million individuals in 2016.

    see all of it:
    https://en.wikipedia.org/wiki/UnitedHealth_Group
    Chris Ryser
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    http://optochemicals.com............................. http://arcoatings.com

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    Redhot Jumper could possibly result in United purchasing the *Warby Parker* company ...............

    Having seen the write up on United Health on Wikipedia, and looking at the deal to use *Warby Parker* to deliver the eyeglasses at their best price is like a super boost to WP as well as United.

    This could possibly result in United purchasing the *Warby Parker* company if they have not already a temporary, or binding agreement to that fact.

    ..................if that would actually happen, it could ignite some major changes in the optical retail sections.

    check it out at:
    https://en.wikipedia.org/wiki/UnitedHealth_Group
    Chris Ryser
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    Quote Originally Posted by Chris Ryser View Post
    ..................if the 2 million Advantage beneficiaries will purchase one pair of glasses each, at $ 60.00 each, that will make a sudden unexpected increase of WP turnover by about $ 120 millions, and continue and increase, into the future.

    To let the spinning wheel run freely: it will also force the other big healthcare optical's, as EyeMed (Essilor-Luxottica) and VSP to rethink their setups, and bypass their present optical retailers.

    It could even mean, that they intend to purchase WP, to be be able to fully compete in the final retail cost of online eyeglasses through a health insurance.
    I don’t know why I’m responding to this thread, but to interject some reality...

    They are not going to “capture” 100% of the 2M Chris. They (WP) don’t even offer your beloved lined bifocals. (This plan described is for Medicare...over 65). Your 17% figure of internut glasses market precludes the premise. Also, please keep in mind most of the expansion of internet sold glasses is an expansion of market, not necessarily a loss from traditional B&M locations....Expansion of market...Not supplanting it...

    Quote Originally Posted by Chris Ryser View Post
    Having seen the write up on United Health on Wikipedia, and looking at the deal to use *Warby Parker* to deliver the eyeglasses at their best price is like a super boost to WP as well as United.

    This could possibly result in United purchasing the *Warby Parker* company if they have not already a temporary, or binding agreement to that fact.

    ..................if that would actually happen, it could ignite some major changes in the optical retail sections.

    check it out a
    https://en.wikipedia.org/wiki/UnitedHealth_Group

    Why on earth would they buy WP? United owns no retail and or manufacturing. They are insurers/brain trusts oriented. If they or an insurer attempted to purchase them it would be for outside sales, not the pittance of a fraction of sales to members of their network.

    On on a side note; I have Blue Cross health ins. They “give” me Davis Vision with my plan... A whopping 20% discount at providers.... What do you think the probability is that WP approach United to offer this “free” benefit? Most any company can offer discounts for added volume...Even if it’s a small percentage of total sales. And United can tout an “added benefit “ at no charge.

    Chris, the one thing I’d like you to grasp is that internet sale of glasses, in any form, is mostly an expansion of market, not a significant shrinkage from B&M’s. We all don’t have to sell at “cost” and have a “service fee”. The market is HUGE! There’s room for premium, middle of the road and dirt cheap. The middle is well saturated, the dirt cheap is too and I’m not talking about the internet. There’s a national chain that advertise 2 pair and a “free” exam for 69 bucks! The net can’t compete with that..But that’s, once again, is a sub market.

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    Redhot Jumper expansion of the market, is the now regular adult generation.........................

    Quote Originally Posted by optical 24/7

    Chris, the one thing I’d like you to grasp is that internet sale of glasses, in any form, is mostly an expansion of market, not a significant shrinkage from B&M’s. We all don’t have to sell at “cost” and have a “service fee”.

    your cost for frames on this continent, compared to the rest of the world is 3 to 4 times the value ex factory, who is wherever.

    That is due to retailers requesting the right to return samples for any reason, warranties, exchanges and so forth. The importer/distributors have to cover their cost, and raised their pricing to a higher level.

    In the old days, 20 to 30 years ago, of straight outright selling, (free returns only for factory defects) , importers charged a gross markup in the area of 42%, of the landed cost.

    On top of all that, the conventional retailer , the optician, ads his own markup to get to his own selling price to make his living.

    Optical Frames at factory pricing and availability can now be easily checked at one of the webs most popular websites:

    https://www.alibaba.com/trade/search...es+frames+2018



    Quote Originally Posted by optical24/7

    They are not going to “capture” 100% of the 2M Chris. They (WP) don’t even offer your beloved lined bifocals. (This plan described is for Medicare...over 65). Your 17% figure of internut glasses market precludes the premise.
    Also, please keep in mind most of the expansion of internet sold glasses is an expansion of market, not necessarily a loss from traditional B&M locations....Expansion of market...Not supplanting it...




    Your so called expansion of the market, is the now regular adult generation that is getting older,

    and is used to the internet …………..while your regular B&M market share is dying off at a faster rate each year, and will be harder to replace.

    Your expansion will become the replacement, however they will stick to the internet.
    Last edited by Chris Ryser; 11-28-2018 at 03:13 AM.
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    Quote Originally Posted by Chris Ryser View Post
    That is due to retailers requesting the right to return samples for any reason, warranties, exchanges and so forth. The importer/distributors have to cover their cost, and raised their pricing to a higher level.

    In the old days, 20 to 30 years ago, of straight outright selling, (free returns only for factory defects) , importers charged a gross markup in the area of 42%, of the landed cost.

    On top of all that, the conventional retailer , the optician, ads his own markup to get to his own selling price to make his living.

    Optical Frames at factory pricing and availability can now be easily checked at one of the webs most popular websites:

    https://www.alibaba.com/trade/search...es+frames+2018









    Your so called expansion of the market, is the now regular adult generation that is getting older,

    and is used to the internet …………..while your regular B&M market share is dying off at a faster rate each year, and will be harder to replace.

    Your expansion will become the replacement, however they will stick to the internet.
    Honest questions here Chris, do you think the entirety of the optical market buys the crap they sell on alibaba and marks it up 20000%? Do you think we all have reps come in an manage our frames and do frame exchanges all day long with unlimited no questions asked warranties? Do you think the entire industry buys from 3rd party distributors instead of from companies that have their own factories? There are eyeglasses made outside of China you know.

    You seem to be lumping the entire optical industry into one giant basket of rotten apples. Used car salesmen duping the public into buying things they don't need and over-inflated prices. There certainly are some places that will buy the cheapest frames and mark them up as high as the market will bear. They will be the ones feeling the pinch of the internet sales. But there is also a massive market of frames that can't be bought online for cheap, that people want, because they are higher quality. There is a vast segment of the market that wants to try on frames and have personal service. Yes, even younger generations. You know what it great about younger generations? They grow up into older generations with more disposable income, and they want other people who are experts in their field to provide them with excellent services and products, instead of half assing it themselves. This is not limited to the optical field.

    Until there is a massive jump intechnology where our smart phone can take a prefect 3d model of our entire head, then a custom one off frame is made perfectly for each individual, the traditional B&M will be fine. As long as they have competent opticians and a solid business plan.

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    It's not that earth shattering. Mostly a nothingburger. EyeMed for years sucks up to the Medicare Advantage plans, offering jack-crap plans that some of us have to endure, just to get grampa into Lenscrafters or Target.

    UHC is a big insurer and all, but they've never made a big dent in vision care. Spectera is (like UHC) a low-cost product, but it doesn't nearly have the market penetration (unlike UHC). If it were so, they wouldn't need to footsie Warby...access to a delicious Spectera would be enough. But it's not.

    In the Medicare Advantage marketplace (which has its big salestime every fall in the US as seniors decide for the next year), any little doodle to get an advantage is welcome. If UHC has a so-so VCP to entice the seniors, and can throw in a little freebie via Warby, none's the harm, from their perspective.

    Most likely, Warby is barnacle-ing off UHC, though, not the other way around. Why not, if your the Warbler, try to "expand your market" to "seniors"?

    Meanwhile, seniors--with the worst of the vision problems--are going to have the option to shop online? Good luck with that. It's a "FAIL" on about a million levels. But it's the free market, nonetheless. So free, that any regs on licensure or state board protections are just speed bumps to be ignored with impunity. All hail the mighty internet.
    Last edited by drk; 11-28-2018 at 01:33 PM.

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    Quote Originally Posted by optical24/7 View Post


    Why on earth would they buy WP? United owns no retail and or manufacturing. They are insurers/brain trusts oriented. If they or an insurer attempted to purchase them it would be for outside sales, not the pittance of a fraction of sales to members of their network.

    On on a side note; I have Blue Cross health ins. They “give” me Davis Vision with my plan... A whopping 20% discount at providers.... What do you think the probability is that WP approach United to offer this “free” benefit? Most any company can offer discounts for added volume...Even if it’s a small percentage of total sales. And United can tout an “added benefit “ at no charge.
    This is correct ^^^

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    Redhot Jumper Honest questions here Chris, ..................................

    Quote Originally Posted by Kwill212 View Post

    Honest questions here Chris, do you think the entirety of the optical market buys the crap they sell on alibaba and marks it up 20000%? Do you think we all have reps come in an manage our frames and do frame exchanges all day long with unlimited no questions asked warranties? Do you think the entire industry buys from 3rd party distributors instead of from companies that have their own factories? There are eyeglasses made outside of China you know.



    do you think the entirety of the optical market buys the crap they sell on alibaba and marks it up 20000%?


    Alibaba is ranking within the five most successful, commercial websites on a worldwide basis.

    They publish advertising's, paid for by manufacturers, or wholesalers of anything you can dream of. They publish products for sale, whatever they make, quality or price, but sorted by product category.

    I have found my largest customer ever, by advertising on Alibaba some 15 years ago.

    The only optical sector that has discovered suppliers through Alibaba, are the online optical s and some very few B&M retailers that can now purchase at the genuine and direct factory pricing plus transport cost.

    Do you think we all have reps come in an manage our frames and do frame exchanges all day long with unlimited no questions asked warranties?

    No I do not think that ALL are doing it, but there are enough to have the wholesale eyeglass industry change their selling prices to a much higher price level, some time ago.


    Do you think the entire industry buys from 3rd party distributors instead of from companies that have their own factories?

    There is no more choice, frames are no more sold with the manufacturers brand name, these days it is all some designer or any other possible name.

    distributors instead, of from companies that have their own factories?

    There is no more choice, frames are no more sold with the manufacturers brand name, these days it is all some designer or other possible name.

    There are eyeglasses made outside of China you know.

    of course there are, there have always been, and there will always be some startups somewhere.


    Conclusion
    At 60 years in the optical trade, as graduate optician, owner of an optical wholesale lab, and a optical frame wholesale company, as well as manufacturing Corporation, I believe that I have plenty of experience to make a fair judgement of today's situation.
    Last edited by Chris Ryser; 11-29-2018 at 06:47 AM.
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    Redhot Jumper It is now a fact...................Warby Parker s latest website just hit the web ...

    Warby Parker s latest website:


    Using UnitedHealthcare at Warby Parker

    Get a new pair for just the cost of your copay :-)

    We now accept certain UnitedHealthcare vision insurance plans, and most members will be eligible for a pair of our prescription eyeglasses or sunglasses—single-vision or progressive lenses included—for just their copay. That’s normally $25 or less, total!

    (Even more good news: You might be covered for an eye exam too.)

    How it works

    Your UnitedHealthcare vision benefits work differently at Warby Parker than they do at other providers. Here’s a breakdown of how much you could save, depending on what you’re shopping for:

    Extra! Extra! (At no extra cost.)

    Our optical lenses include anti-reflective, scratch-resistant, and smudge-resistant treatments, and our prescription sun lenses are scratch-resistant and polarized to reduce glare. All of our lenses block 100% of UVA and UVB rays.


    Shipping, returns, and exchanges are all free, and every pair comes with a one-year no-scratch guarantee. (We’ll gladly replace your lenses if they do scratch within 12 months of purchase.)


    See all of it:

    https://ca.warbyparker.com/united
    Last edited by Chris Ryser; 11-29-2018 at 06:41 AM.
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    Redhot Jumper Warby Parker has made it ...............................





    Warby Parker has made it ...............................

    .................................just gained a possible 2 million more customers
    Chris Ryser
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    Redhot Jumper Warby Parker is the loudest of all online sellers ...................................

    Warby Parker is the loudest and fastest reacting of all optical online sellers, and will make sure the world will hear and know that you can get a pair progressive eyeglasses at a final copay price of $ 25.00 or less.

    When will the members of the optical retail industry finally admit that they have to make some changes to the system, that will let them survive such drastic changes of retail pricing.

    How will the Essilor-Luxottica group of online sellers react to this major development in the optical retail ?
    Chris Ryser
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    There will be market segmentation. Crap and good. Someone will do in-between.

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    Quote Originally Posted by drk View Post
    There will be market segmentation. Crap and good. Someone will do in-between.
    +1

    As it has always been.

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    Blue Jumper drk..................So why don't you start with a proposal ? ......................

    Quote Originally Posted by drk View Post

    There will be market segmentation. Crap and good. Someone will do in-between.

    drk..................So why don't you start with a proposal ? May be one of each, in your 3 categories of segmentation.

    WP recently set up an optical lab in NY State, but I wonder if they can produce there, at the offered retail pricing.

    However the few large courier companies have special pricing for some large optical companies, I learned just a little over a years ago. We shipped a few orders to Europe weighing close to 100 kg on a second day delivery by FEDEX, with special coded labels, supplied by e-mail from the buyer.

    So there are new ways to save time, by fast delivery at a decent pricing, and if you don't know about it, you will never find out by yourself.
    Chris Ryser
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    What's up? drk's Avatar
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    To do cheap, you need to be big and try to capture a lot of marketshare, preferrably with minimal real estate and payroll costs. Working from a favorable nationality is a plus. Sounds like a job for an Asian internet site, like you said...alibaba.

    To do good, you need to be small and relatively expensive, with a local market. Sounds like a boutique optical.

    In the middle will probably be for those that don't want to spend much money but are alienated by online sales. Sounds a lot like commercial opticals of today.




    Anyone on optiboard should be an optical boutique and never turn back.

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    Blue Jumper

    Quote Originally Posted by drk View Post

    To do cheap, you need to be big and try to capture a lot of marketshare, ..........................

    To do good, you need to be small and relatively expensive, with a local market. Sounds like a boutique optical.

    In the middle will probably be for those that don't want to spend much money but are alienated by online sales. Sounds a lot like commercial opticals of today.

    Anyone on OptiBoard should be an optical boutique and never turn back.

    drk............Thank you for presenting the first "segmentation", as a solution against the extreme low selling prices on the WP website.

    However we should see some more possible solutions to help to counter this new reality, that is threatening the impression the regular consumer has formed on the conventional optical retail market over the years.
    Chris Ryser
    ________________________________________
    DLO. NA.IC.I.T.PO

    http://optochemicals.com............................. http://arcoatings.com

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