What insurance company are frame reps using to insure their frames?

[Snitgirl]

Was wanting to get some information on how frame reps are insuring the frames that they carry. I know some of you have been in the industry awhile so you may have some awesome advice.

Cheers and thanks!

[rbaker]

Assuming that you are referring to insuring the eyewear samples that you schlep around in your car their loss or damage should be covered by your auto insurance policy although I would verify this with your insurance carrier. Losses while in transit between the manufacturer/vendor and yourself are covered by the common carriers insurance while other losses are typically insured by the company whose product you are carrying.

[Lulubelle]

In BC samples in your car are not covered by your auto insurance. You can add a rider to your home policy for a home based business that will cover them. It was cheaper to do it that way than to take out a separate business policy. Some frame companies insure their samples but make the rep pay the deductible if they get stolen.

[c6z chick]

At the two frame companies I've worked for, they deduct a monthly amount from my commission (I think it's $35) and use their own insurance company...I'm not sure who it is.