How To Deal with bad or stolen credit cards......................................

[Chris Ryser]

We get periodically e-mail's from someone as the following received this morning:

Order Request........................

Thursday, April 1, 2010 9:58 PM


From:
"lomesyy@gmail.com" lomesyy@gmail.com




To:
oms_optical@yahoo.com




Hello Sales,
My name is F. Matthew & Co Inc. We are interested in placing an orderwith your company.We understand the difficulties encountered with theprocess of international shipping of Goods but that should not be a problem because we are already registered with a Shipping Agent which we use without any delay nor problems given on our packages. Before we place this order,we will like to know if you accept Credit Cards (MASTER/VISA)? This order is highly needed so we expect a swift response from you so that we can know if we could go ahead with the order, Kindly send your products cataloge pages because it will be highly needed to get your available products or if you could attached them directly to us included with the price.Here is my shipping location:
F. Matthew & Co Inc.
44, Fleet Street, New Plymouth,
New Zealand
027 235 8687


So I went and put a query into the Google box and it was all there:



Mr. Pinball's Blacklist--Known Scammers

NB: New Zealand, Phone: +64 (0)3 452 1089, Fax: +64 (0)3 443 7687 ... Co Inc., 44, Fleet Street, New Plymouth, New Zealand 027 235 8687. ...... Matthew brown, Mathew brown, OLIVER SUPPLIER STORE ..... Store: Warley Agum Dar (HK) Ltd, Unit 1006, 10/F, Gee Tuck Bldg, 16-20 Bonham Strand East, Sheung Wan, Hong Kong. ...
www.xmission.com/~daina/known_scammers.html - Cached - Similar


Credit Card Fraud

I will await your prompt response as soon as you receive this mail . F. Matthew Co Inc. 44, Fleet Street, New Plymouth, New Zealand 027 235 8687. ...
www.slack.com




So I looked up Mr Pinnballs site which is very interesting, specially how they give advise of what to to when you encounter such a problem:







Mr. Pinball's Blacklist--Reporting Stolen Credit Cards

If you are a Visa or MasterCard Merchant, then just use the regular approval process to report the cards as stolen.

The problem is that if you are NOT a Visa or MasterCard Merchant, then you have no easy and quick way to report the credit cards as stolen, but it is possible. You will need to call the Report Stolen/Lost Card number:

• Visa - 1-800-847-2911
• MasterCard - 1-800-MasterCard (1-800-627-8372)
• American Express - 1-800-528-4800 [We've never seen a scammer use AmEx, so this may not be needed.]

Be aware that it may take 15 minutes to a half hour to report one or more stolen cards and may take multiple calls and insisting that you are legitimate and want to help them. You will have to give them your name and probably your phone number to help convince them you are not doing something wrong.

Since it can take so long to report the cards, it is best if you have a bunch to report all at once, but DO NOT DELAY very long. Time that the card is not turned off is time that scammers may be using the card.

The scammers pay money for each stolen credit card, so turning them off gives them financial incentive to stop.


Credit Card Fraud Reporting is Broken

We wish reporting the stolen credit cards was quick and easy, but it's not. Visa and MasterCard don't seem to care!

Here's the problem--if you are not a Visa or MasterCard Merchant then Visa and MasterCard don't have a centralized way to report stolen credit cards. When you first try to report them as stolen by calling Visa or MasterCard they sometimes don't know what to do and will often send you to the wrong place! Visa seems to be better than MasterCard at directing you to the right place.......................................

continue: http://www.xmission.com/~daina/repor...dit_cards.html