US Stock Market

**rbaker** · 05-09-2006, 06:31 PM

Are any other OptiBoarders enjoying the fruits of this booming US stock market. How sweet it is!

**Rich R** · 05-09-2006, 09:42 PM

I'am in the form of Mutual Funds, got about 95 percent in the good stuff, took a hit years ago when it crashed, but looking good now.

Rich R.

**chm2023** · 05-10-2006, 11:58 AM

Doing great but always tend to be cautious (more so than my husband!)...remember the old adage, pigs get fat, hots get slaugthered!!

**rbaker** · 05-10-2006, 12:36 PM

In retirement my main concern is not wealth acquisition but wealth preservation. I have been modifying my allocations over the past ten years and am now pretty conservative. Our allocation is 25% Stock (20% Large Value or Large Blend, 5% Mid/Small), 60% Bond (45% Short- to Intermediate-Term, 15% Inflation Protected) and 15% Cash.

For the past year I have been very pleased with AEGFX, AHTFX, CIBFX, CWGFX, EATVX, FKINX, GFAFX, IFAFX,LSBRX, SCWFX, TGVAX, THCGX.

**chm2023** · 05-10-2006, 12:47 PM

I saw a really interesting program no terribly long ago that spoke to the "wisdom of the crowd"; in financial terms it stated, with lots of back up, that long term, the mutual funds (i.e. collective judgements) always outperform individual stocks/bonds and the market in general. Long term being the caveat I suppose.

I would also look at overseas markets, especially Japan, Pacific Rim, India.

**For-Life** · 05-10-2006, 12:47 PM

Ther TSX has done well lately

I even did some day trading using technical analysis.

**For-Life** · 05-10-2006, 12:49 PM

Originally Posted by chm2023

I saw a really interesting program no terribly long ago that spoke to the "wisdom of the crowd"; in financial terms it stated, with lots of back up, that long term, the mutual funds (i.e. collective judgements) always outperform individual stocks/bonds and the market in general. Long term being the caveat I suppose.

That is because a mutual fund is diversified where a stock is on its own, and a bond tend to produce a lower (but less riskier) return.

**chm2023** · 05-10-2006, 02:24 PM

Originally Posted by For-Life

That is because a mutual fund is diversified where a stock is on its own, and a bond tend to produce a lower (but less riskier) return.

I realize that, but I would have thought that mutuals would have been in the middle of curve in terms of performance, versus individual stocks, but apparently not.