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    #61
    Is The Next Downturn Coming?
    - If its due to fear of environmental collapse, it will be very bad

    Predicting the exact timing of financial downturns is impossible, but there are times when the signs of a correction are ubiquitous. Years of ZIRP because of 2008 followed by even more liquidity due to Covid, has resulted in massive asset and even non-asset bubbles. When people are putting billions of dollars of real money into absolutely nothing (crypto, GME, AMC) and deli stores with 35K sales/year have a market cap of 100 million (look up Your Hometown deli in New Jersey), then it probably means we're closer to the top than to the bottom. No one is in cash these days because interest rates are zero. So equities are at maximum valuations, but not only that, people have been finding all sorts of ways to spend their money like investing in intrinsically valueless assets like digital NFTs and crypto currencies. If you look at historical bubbles, right before the pop there was always signs of excess. 2007 housing, 1999 dot-com, 1929 roaring twenties, etc. There is a future for blockchain technology but can anyone argue with a straight face that we can sustain all of Bitcoin, Dogecoin, poopcoin, Safemoon, Ethereum, Ethereum Junior, and Ethereum & Friends? People are just piling all their money into these things, yet there is literally nothing there. When sentiment craters, people will realize the emperor has no clothes. Who is going to buy all these worthless beanie babies? We're therefore at a top. So now what?

    I think it's worth thinking back to late 2019, early 2020, before Covid, and when I made a lot of the posts above. The Australia wildfires I think were a psychological turning point for many in a way that previous environmental disasters were not. The G7 country of Australia became ground zero symbolizing the new world we find ourselves in. For several months, the world saw those lush green forests on fire, and orange skies over the Sydney Opera House. I think for many, it was then that the climate problem became real. Then we had Covid, so everyone forgot again. But there will be another fire season this year. Reports everywhere are expecting it to be really bad.

    There will be a day when the world will realize there is no infinite future of infinite growth. We live on a non-infinite planet. If and when that realization occurs, when bankers and investors realize that we are long past our carrying capacity, that nature giveths but also takeths away, and that the primary assumption that undergirds our entire capitalist financial system is wrong, there will be a reckoning. One day people will realize we cannot keep cutting down trees and poisoning oceans into eternity, and that these actions will eventually result in business revenues and GDP to fall. An increasingly decimated ecosystem is a negative influencer for stock valuations. That will be reflected in the markets as fear. There will be a 1929, but with no recovery. The entire process will potentially take years, with fits and starts, but it will occur. We live beside a hen that lays golden eggs, but that hen has been neglected and abused, so one day there will be no more eggs, or at least they will be much smaller and fewer between. When people realize that not policy but the environment is the superstructure of the economy and that superstructure is failing, it will probably be THE inflection point of this short history of civilized humanity. When the economy crashes due to the fear of coming ecological collapse, there will be no return.

    I don't know when THE crash will occur due to a realization of a non-infinite-growth future but it will happen one day. This CNN article from 2 days ago reports the IMF says that climate change can cause a financial crisis.

    Climate change could ignite a financial crisis, IMF official says
    Climate change poses serious risks to the stability of the financial system, a senior International Monetary Fund official told CNN Business.


    What's incredible to me is that a concept like this can actually be considered news. Is it not obvious that our economy is based on taking the living and turning it into the dead? What we define as GDP is actually taking forests and rivers and polluting them so that we can have money in our bank accounts. Production of "natural resources" is simply the destruction of nature. Every facet of our economy is about causing pollution. When I buy grapes from South Africa for $1.99/pound, it's because the cost of the pollution caused in packaging then shipping them to my local Walmart is borne by Mother Earth. How else can I get grapes from the other side of the world so cheap? It's because all that gas and plastic pollution went into the environment for free. No one had to pay for it. Except the environment.

    Getting back to the market bubble, we're somewhere near a market top. We're also coming into a drought/fire season that may result in months and months of seeing the world on fire in the way Australia was. In this case, it'll be the U.S. and in particular, California. I think, therefore, there'll be incoming reasons for financial pessimism. This most certainly will not be the final financial collapse, but I'm thinking there's a pullback coming.

    I would like to say that some people believe the already frothy markets will continue to stay on fire for the next two years due to re-opening. They argue the high P/E ratios now will correct themselves as companies see their growth rebound. I think these arguments are fine, but they don't preclude a near-term correction. So what I'm arguing is not necessarily a crash, but the circumstances exist for the possibility of a big correction. The final death-throe collapse, hopefully, is still a while away.

    Lastly, I read someone's financial opinion yesterday - he said he felt Bitcoin was a forward indicator of the market. BTC peaked in April. He felt markets lagged BTC by 2 months. So we're about there now. So if you're trying to time the markets, that's something to think about.

    Drought saps California reservoirs as dry summer looms
    California's reservoirs are shrinking quickly as a drought grips the western United States. Reservoirs should be full this time of year as the sun melts snowpack from a wet winter.


    Shocking photos show impact of California drought


    California faces worst drought in decades: 'Economic disaster'


    A severe drought is gripping the Western U.S. as wildfire season begins
    Hot and arid conditions in the American West are set to exacerbate the threat of wildfires and water shortage issues this summer.

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      #62
      FWIW, I literally called a top. My post above occurred on Saturday June 5. End of day June 4 was a recent peak.
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      I emptied a single account that June 4, going all cash, then this past Monday, I dumped it all into inverse Bitcoin (BITI) at 19.50. Up 10K this week.

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        #63
        Are we mispricing climate risks or not pricing them at all? (June 17, 2021)

        "The IMF has recently warned equity investors that they are not sufficiently pricing climate change risks."

        Not sufficiently pricing climate change risk? I personally agree with the title that we're not pricing them at all.

        Climate change is an existential risk for civilization. For the markets to be ignoring it in its entirety, is truly mind-boggling. What this also means, is the moment the market DOES recognize it, the collapse in equity values will be catastrophic. Climate change is not going to be fixed in our lifetimes.

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        40% of the worst California wildfires since 1930 occurred in 2020. This year is predicted to be worse.

        There will be a day when the markets realize the earth is no longer going to be "Business-As-Usual". As temperatures rise, so will droughts, so will wildfires. We'll be spending more and more GDP on fighting disasters, not growing the economy. As temperatures heat up, weather patterns slow, meaning areas with rain will be inundated and dry areas will become more parched. This will affect food growth and agriculture. The point is, things are on a downwards trajectory but the markets do not consider any of this. It's been a down week on the DJIA. Are people going to realize soon that dogecoin, AMC and digital NFTs really aren't worth a trillion dollars?

        There will be a day when the markets realize the world we are in now. It's hard to predict when that will happen but as I mentioned, this year's fire season is going to be very bad. When there's daily news in July and August of how California is being burned to the ground, that could wake people up.

        You may want to decide if you want to be in this market or not. I think it would be prudent to be defensive.

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          #64
          I am sure we have all seen those "dump your eye doctor" commercials advertising an online refraction/contact lens renewal service. It's a little scary to me. How can an app or an optometrist tell if you have corneal neovascularization from contact lens overwear/abuse when they aren't physically present to examine your eyes? Of course, the fine print is that you should still see an eye doctor but they over-estimate how much concern the public has for eye health. I had a room-mate once who was wearing daily contacts for three years, so he claimed. I doubt there was even anything left.

          There needs to be an industry push for the importance of seeing an eye doctor routinely. Our optometrist and ophthalmologist have predicted that patients are at risk of stroke or have already had a stroke long before the primary care doctors have. They have discovered patients were diabetic who had not been diagnosed by their PCPs. We can glean a great deal from a comprehensive dilated eye examination. It's crazy to me that we often see patients in their forties and fifties who have never had an eye exam outside of the very basic one done by the school nurse back in grade school.

          Also, yes, we are basically at the point of no return as far as climate change goes. Just this week there are reports of fire-nados. Yikes. Scientists are warning us that the moon's wobble combined with rising sea levels due to melting polar ice will cause extreme flooding. Business cannot continue as usual. Tinfoil hat though here, but part of me suspects the billionaire space race is really them planning their exit if and when the crap hits the fan. Maybe they'll bring some of us peasants along. They will still need eye exams, glasses, and eye surgery in space, right? :unsure:
          :spin:Krystle:spin:

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