People are living much longer than was common when our bodies evolved to their present form. Our physical evolution has lagged behind our rapidly improving means to increase human life expectancy. And since the negative effects of UV exposure are cumulative, it is precisely in our "unnaturally" older ages (50s, 60s and up) when cataracts and macular degeneration are more commonly observed.
Bottom line: UV protection in its various forms is not a "scam".
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