Thank you to all of you that provided information on professional liability insurance. I consolidated the information and shared it with the insurance agent that had quoted me the original premium of $1500. And amazingly got this response;
Thank you for the opportunity to clear up the question of the quote I provided to you last week.Maybe, I should not be so amazed that insurance companies play with the numbers. But a $1300 price shift per year is unconscionable, if not concerning if their rates have any integrity at all.
I talked with my underwriter regarding the cost of Opticians Professional Liability and learned that he was quoting for a store that has one Optician and two technicians and may be bringing in more to their operation.
The cost for one Optician is about $200.00 per year.
I think this will put us on target for meeting your expectations. I would like to continue to discuss the possibility of working together and will wait to hear from you.
Thank you again to all of you for your help and insight - it is great to know that there such a great resource available.